how long does it take to refinance a mortgage

 · How long does it take to refinance. Archive View Return to standard view. last updated -. Once you give your lender a discharge of mortgage notice they must act. Some of the big banks are notorious for delay tactics (and lose the first notice) but it is supposed to be acted on within 21 days of receipt by the lender.. It didnt take.

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Answers To Your Top Refinance Questions. by amanda pallay; april 29, 2010;. How long does it take to refinance?. It’s a common misconception that you have to wait to refinance until mortgage rates drop by 2%.

Know how long it will take to break even. Mortgage closing costs can total thousands of dollars. To decide whether a refinance makes sense, calculate the break-even point – the time it will take.

10/1/2018  · How long does it take to refinance a mortgage?Refinancing should take anywhere from 30 to 45 days on average, although that can stretch to 60 days if you hit any snags along the way.

The simple answer to how long does it take to refinance a mortgage is that it can be anywhere between two to four weeks before the whole process is completed. However, it can also take much longer and the exact time it will take depends on how smoothly the different steps of the process go.

How long does it take to refinance a mortgage?Refinancing should take anywhere from 30 to 45 days on average, although that can stretch to 60 days if you hit any snags along the way.

The process of refinancing is similar to that of taking out and closing on your old mortgage. When you refinance, you’ll be re-evaluated, credit score and all. While delays seem inevitable, there are ways you can do to at least shorten the waiting period. How shall you do it? Find out more about refinancing here. Refinance: Average or Long?

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When to Refinance a Mortgage Loan How Long Does it Take to Refinance a Home? Documentation Appraisal. Appraisers are hired by the refinancing company or mortgage broker to determine the value of the home. Often, appraisers determine the value of one home by comparing the sale prices and values of similar homes in the vicinity.

The most important set of data is labeled "enhanced refinance." This tells you how long it will take you to pay off your mortgage if you refinance, how much you should pay each month to pay it off in.

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