what documents do you need to apply for a mortgage

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 · "If you have any unusual income or circumstances, you’ll need to provide other documents," says Peter Boyle, a senior loan originator at Summit Mortgage Corporation in Plymouth, Minnesota. "For instance, if you’re divorced, I need to see a decree. If you filed bankruptcy, I need a full copy of the discharge documents.

September 11, 2012 – When you apply for an FHA mortgage, you’ll need to provide a set of required documents and paperwork that contains the information a lender needs to process your FHA home loan properly.

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What Do You Need for Refinancing Your Mortgage? If you’re thinking about refinancing, then you’ve most likely been around the home buying block before, and while some steps of refinancing are similar to home buying, some information still bears repeating. Step 1: Determine Your Goals of Refinancing. The first thing you’ll want to do is.

[Do I even qualify for a mortgage?] If your mortgage application is approved, you will receive a conditional approval from the mortgage underwriter with a set of conditions that need to be met in order to receive loan documents. These are called "prior to document" conditions, or PTDs.

Getting a Mortgage: What YouThe license requirements of each separate license types of Mortgage Broker, for a mortgage loan; solicits or offers to solicit an application for mortgage loan;.

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Mortgage Document Checklist Whether you’re buying a new home or simply refinancing your existing mortgage, certain documents are required to complete the transaction. By taking a moment to ensure that you have all the documents on this list, you’ll help us to finalize your mortgage faster. Buying a home? Information that describes the property

The documents you need to apply for a mortgage. David Reiss, professor of law at Brooklyn Law School in Brooklyn, N.Y., says that while the documentation requirements under the new Qualified Mortgage rules might come as a shock to those who haven’t applied for a mortgage since 2008, they are common-sense requirements for the most part.

Application documents you need to apply for a loan. This paperwork is used by your mortgage lender to verify your income and assets. Learn more about what types of documents you may be asked to provide.

In fact, most loans issued post-2008 do not have an assumable loan feature. A spouse can easily determine whether their loan is assumable by looking at their original promissory note. Under no.